Protecting Your Passion
On The Open Water

Comprehensive marine coverage engineered for luxury yachts, sport cruisers, and center consoles. Agreed value hull protection, fast emergency salvage dispatch, and tailored navigation limits.

✓ Agreed Value Policy · ✓ 24/7 Water Towing · ✓ Instant Binder

First Name

Last Name

Address

Street Address

Country

State

City

Postal Code

Phone *

Email *

Date of birth

Driver's License Number

Hull Number

Year / Make / Model

Estimated Value

Roadside Assistance

Yes

Additional Operators? Provide full name, date of birth and driver's license number below

Questions?

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SPECIALIZED MARITIME PROTECTION

Specialized Coverage For
Every Vessel

Beyond baseline hull indemnification, our bespoke nautical endorsements protect you against statutory fines, salvage operations, and critical equipment loss.

Fuel Spill Liability

Mandatory federal and state statutory clean-up coverage protecting you from catastrophic civil penalties, containment fees, and environmental remediation under the Oil Pollution Act.

Up to $939,800 statutory limit
Full OPA-90 federal compliance
Immediate clean-up dispatch hotline

Wreckage Removal

Complete salvage and removal of your disabled or sunken vessel when mandated by maritime authorities, coast guards, or harbormasters without depleting your primary hull limits.

Covers emergency crane & tug salvage
Satisfies Coast Guard extraction orders
Zero hull deductible penalty

Personal Effects Protection

Dedicated comprehensive protection for high-value fishing tackle, marine electronics, scuba gear, and personal property brought aboard or stowed in berth lockers.

Full replacement cost terms
Sonar, GPS & nav-pod coverage
Protection extends to guest gear

Don't Leave The Dock
Without Us

Safeguard your vessel, crew, and voyages before casting off. Lock in agreed value coverage and comprehensive maritime liability in under two minutes.

Specialized hull, machinery, and marine liability underwriting designed for coastal and offshore vessels.

Direct underwriting authority partnered with A+ rated global marine syndicates.

Licensing & Compliance

National Producer Number: #4892019
Surplus Lines License: #SL-9938102
Authorized marine lines broker across all 50 U.S. coastal states and maritime territories.

Compliant with Jones Act and Longshore and Harbor Workers' Compensation Act (LHWCA) standards.

Support & Navigation

Vessel Overview
Hull & Machinery Benefits
Underwriting Assessment
Captain Case Studies

Direct Desk: [email protected]
Toll-Free: 1-800-555-HULL

Claims Reporting (24/7)

Immediate casualty response, emergency vessel salvage coordination, and certified surveyor assignment.

Emergency Line: 1-888-912-SAIL
Claims Email: [email protected]
VHF Monitor: Ch 16 Emergency Relay

© 2026 HRI Insurance Agency, LLC. All marine insurance coverages are subject to policy terms, conditions, vessel surveys, and underwriting approval. Not an offer of insurance in jurisdictions where unauthorized.

Protecting Your PassionOn The Open Water